N21JZ SR22T · G6 · GTS
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S/N 1907 Reg N21JZ Year 2019 Owner 2nd Base KTRK · Truckee, CA Status ● Available Starlink Aviation · Included

2019 SR22TG6 · GTS

Every Cirrus package, factory installed.  Perspective+ · FIKI · EVS · Beringer · Starlink Aviation · included · Fresh Nov '25 annual.
Asking · USD
$699,000
$660,000
Short-term owner financing
Notify me if the price changes →
Carbon Sterling · Corso Red N 39.3200° W 120.1397° KTRK · Truckee Tahoe

Instrument check.

— The numbers, before the prose.
§01 · Why this one

A G6 with nothing left on the order sheet. The build a buyer would spec today.

12" PFD · Garmin
SVT · ChartView
GFC700 + ESP
§02 · Cockpit

Perspective+ glass, the way you want it.

Twin 12-inch Garmin displays, dual WAAS GPS/Comm/Nav, GMA 350c Bluetooth audio panel, QWERTY keyboard, and the GFC700 autopilot with the full Cirrus safety suite.

  • Synthetic Vision
  • SurfaceWatch
  • Hypoxia Check
  • Coupled Go-Around
  • Blue Level Button
  • Flight Stream 510
  • SiriusXM Wx/Audio
  • Starlink Aviation
§04 · Equipment

Run the checklist. Every box, factory ticked.

§05 · Specification

The numbers. And then some.

Published terms · Direct from the owner

I'll carry the note. Here are the numbers.

No bank, no underwriting queue, no aircraft-loan broker taking a cut. 30% down — $199,500, with your $25,000 deposit credited toward it, and $465,500 carried on a full-recourse note. Fully amortizing, no balloon, prepayable any time without penalty. It's a bridge, not a mortgage — pick a term and refinance out when you're ready.

Talk terms · 916.505.7744
6 months · 6.00%
$78,946.68/mo

$8,180.11 total interest. $673,180.11 all in, including the down payment.

12 months · 7.00%
$40,278.20/mo

$17,838.41 total interest. $682,838.41 all in, including the down payment. Roughly half the monthly payment for $9,658.30 more in interest.

Or use a bank · Lenders that write this airplane

My note is a short bridge, not a mortgage. If you want twenty-year money, these lenders all write single-engine piston paper. I have no arrangement with any of them and I am not paid if you call — go get your own quote and use whichever answers fastest.

FLYING Finance

Cirrus specialists. They publish their closed deals — including a 2019 SR22T funded in June 2026, the same year and model as this airplane.

AOPA Aviation Finance

The member-facing option. Piston programs with terms from 5 to 20 years. 800.627.5263.

NAFCO

National Aircraft Finance Company. Thirty years of piston lending, no aircraft age restriction, quotes inside 24 hours.

Dorr Aviation Credit

The oldest aircraft finance company in the country, and not bound by the pre-1980 age cutoff many lenders apply.

Banterra Aircraft Finance

A bank whose aircraft desk is piston-focused rather than jet-focused. 888.254.5731.

1st Source Bank

Nearly forty years and a billion-dollar aircraft portfolio. Better known for turbines, but they write Cirrus.

AvCap Financial

The finance desk at Lone Mountain Aircraft, the brokerage that handled this airplane's earlier listing.

Rates, terms and credit standards are set by each lender and change often. Nothing here is a quote, a rate, or an offer of credit.

§06 · How this sale works

Buying it. No mystery.

Buying a $660,000 airplane from someone you have never met should not require you to guess what happens next. It doesn't here. Every step below has a name on it, and the money moves through a neutral escrow agent — never through me.

Your money goes to escrow, never to me.A neutral escrow agent of your choosing holds the funds and the documents until we both authorize the close.
Your inspection, your inspector, your shop.Pick any Cirrus Authorized Service Center in California, Nevada or Oregon and I'll fly it there at my expense.
It's already at a Cirrus service center.Sierra Aero is on the field at Truckee. An inspection can start this week with no ferry at all.
Two to four weeks, signature to flying it home.Most of it runs in parallel — financing and insurance don't wait for the inspection.
Step 00 · Before we talk

Read the records first.

Scanned airframe, engine and propeller logs, oil analysis, and a digital logbook summary with per-cylinder compression history — all public, all linked below. Including the corrections log from this year's logbook reconciliation: 105 transcription corrections, each with its source page and the reason it changed.

You · before contact
Step 01 · One day

A call, and an honest one.

What you fly now, what you want this airplane to do, how you're funding it, and when you want to be flying it. If the airplane is wrong for you, I would rather say so on that call than three weeks in.

Both
Step 02 · One to two days

Purchase agreement, signed.

Price, deposit, what conveys, the inspection window, how squawks get split, and the closing date. Electronic signature — no printer, no scanner.

Both
Step 03 · One to three days

Escrow opens. The airplane comes off the market.

A $25,000 deposit is wired to a neutral escrow agent — not to me. You pick the agent; nearly all of them sit in Oklahoma City, because that is where every aircraft title record in the country physically lives. That is what the deposit buys: the airplane is off the market for your entire inspection window. It's refundable under the agreement's contingencies. Escrow and title fees are split 50/50 between us.

Your choice of agent
Step 04 · Two to five days

Title and lien search.

The escrow agent pulls the FAA record on N21JZ from the first owner forward, looking for breaks in the chain of title and any recorded lien. Anything it finds is mine to clear before closing. Title insurance is available if you want it.

Escrow agent
Step 05 · Parallel · Three to ten days

Financing, if you're borrowing.

Start it now, not after the inspection. Aircraft lenders require title and escrow anyway, so nothing here is wasted. My note is a short bridge; the lenders listed above write twenty-year paper.

You
Step 06 · Parallel · One to three days

Insurance, quoted early.

A turbocharged Cirrus with a parachute has real underwriting requirements, often including transition training and dual time before solo. Get the quote at Step 2 — the worst place to discover you can't be bound is the day of closing.

You
Step 07 · Three to seven days

Your prebuy, at the shop you choose.

Your expense, your inspector, and I don't supervise it — that independence is the whole point. Sierra Aero is an Authorized Cirrus Service Center on the field at Truckee and can start immediately; they are also my shop, so if you would rather have eyes that have never seen this airplane, pick any Cirrus center in California, Nevada or Oregon and I will fly it there at my expense. One flight, no radius limit. Mather and Woodland near Sacramento, All In Aviation at Henderson, Hillsboro Aviation or Jet Center Medford in Oregon — your call.

You choose · I ferry
Step 08 · One to five days

Squawks, split the standard way.

Airworthiness items are mine to correct. Cosmetic and elective upgrades are yours. If the inspection turns up something serious enough that neither of us wants to proceed, you walk and the deposit comes back.

Mine to fix · yours to elect
Step 09 · One day

Close through escrow.

Funds release, the bill of sale and registration are filed with the FAA, any lien is paid directly out of proceeds, and title passes. The $5 FAA registration fee is yours.

Escrow agent
Step 10 · One to two days

Delivery — and the tax question worth asking.

California generally taxes a sale delivered in California, and at this price that is a five-figure question. If your advisor tells you an out-of-state delivery helps your position, I'll fly N21JZ out of California — Nevada is twenty minutes, Oregon is one leg — and you cover fuel, my ticket home, and lodging if it needs an overnight.

I fly it · you cover the trip
Who pays what

On the tax paragraph: none of this is tax or legal advice, and I am not the person to decide your position — your advisor is. Out-of-state delivery only starts the analysis. California presumes an aircraft bought outside the state was acquired for use in California if it is brought in within twelve months of purchase, and that presumption takes real documentation to rebut. If you are a California buyer basing it in California, an out-of-state delivery gains you nothing and I will tell you so. The offer to fly it stands either way.

Call Steven.
Have it flying
by next month.

Selling direct — I’m the second owner. Transition Training is included via the Cirrus Embark Program for eligible pilots. Short-term owner financing available — direct from me, no bank required.

Call Steven · 916.505.7744